The Belsura Cyber Insurance

Shopping online is convenient - but unfortunately, fraud can happen too. With your Belsura protection, you're covered if someone steals your debit or credit card details and misuses them on the Internet.

What is covered?
If your payment card details are obtained illegally by third parties (e.g. phishing, hacking, skimming) and then misused on the Internet, we will cover the financial loss up to a maximum of CHF 5'000.–.

What is not insured?
If your payment card is stolen or lost and then misused, this protection does not apply.

Whether for concert tickets, car hire or streaming subscriptions, online shopping is convenient, but sometimes things don't go as planned. With Belsura, you're covered in the event of fraud, incorrect or missing delivery, loss or damage to your purchases and services for private use.

What is covered?
We protect you in the event of problems with the following online contracts:

• Buying and selling goods.
• Purchase of concert, plane, train, cinema tickets and package trips.
• Renting goods (e.g. hire cars).
• Reservation of hotels, holiday flats & camping pitches (up to a maximum of 3 months).
• Use of transport services (e.g. Uber, MyTaxi).
• Subscriptions such as streaming music, telecommunications, online periodicals, cloud storage.

Important notes
Maximum cover: up to CHF 2'500.– per case.
Deductible: CHF 200.– per claim.

Your name, your brand or your creative work are unique, but what happens if someone uses them illegally on the Internet? With Belsura, you are not alone! We support you in civil law disputes when third parties violate your copyright, name or brand.

What is covered?
You are covered if someone infringes your copyright, name or trademark on the Internet. We cover the costs of legal action.

What is not covered?
No protection in the event of domaingrabbing or cybersquatting.

Important information
Maximum cover: up to CHF 20'000.– for legal protection services.

The Internet forgets nothing - but we make sure you're not left unprotected. If you are a victim of cybermobbing, we won't leave you alone. Belsura will help you remove content that violates your personality and will support you if you need psychological support.

What is covered?
We cover the costs of deleting or modifying content that violates your personality, as well as psychological support for you as a victim of cybermobbing.

Important information
Coverage of the cost of deleting/modifying content: up to CHF 10'000.–.
Psychological support: up to CHF 1'000.–.

Is someone pretending to be you online? Whether it's the fraudulent conclusion of a contract in your name or damage to your reputation, with Belsura, you are not left to fend for yourself. We protect you against the consequences of identity theft on the Internet.

What is covered?
Illegal appropriation to conclude a contract: if someone concludes contracts on the Internet using your stolen identity (e.g. for purchases or subscriptions), we cover the financial damage.
Illegal appropriation to damage reputation: if someone publishes offensive content in your name or damages your reputation, we will support you with legal protection services.

Important information
Financial damage: we'll pay up to CHF 5'000.–.
Legal protection benefits for damage to reputation without financial loss: up to CHF 20'000.–.

Do you have a legal question but no actual claim yet? No problem! With Belsura, you always have access to competent legal information – simply and directly by phone or online.

What is covered?
Legal advice over the phone from experienced Assista lawyers and legal experts.
Information on legal issues relating to private areas of life under Swiss law
Access to useful information via the lex4you online platform.

How does it work?
Simply call or visit lex4you.ch online – you'll find all the details about the scope of the service and how to obtain it.

Important information
Legal advice by telephone is available to you even if you do not have a specific claim.