Credit insurance

Your benefits at a glance

Low costs
–
for the security of having your loan installments covered

Applies in case of inability to work
–
due to an accident as well as involuntary unemployment

Also protects your family
–
in the event of death, Belsura covers the inherited loan repayment for your relatives

Personal consultation Insurance details

What does a Belsura Credit Insurance cover?

At Belsura, we recommend «Hope for the best, but prepare for the worst». With payment protection insurance, you can mitigate the risk of payment default. It costs very little and covers your monthly loan installments in the event of unemployment, inability to work, or death.

Unemployment

In the case of 100% involuntary unemployment, you are fully insured. Belsura Credit Insurance will cover your loan payments up to CHF 4,000 per month.

Inability to work

If you become unable to work, Belsura Credit Insurance helps. It covers up to CHF 4,000 of your loan installments per month. This applies if you receive no or reduced income from your employer due to illness or an accident.

Outstanding debt in case of death

If you pass away due to an accident or illness, Belsura Credit Insurance covers the remaining outstanding debt up to CHF 100,000 or up to the amount stated in your insurance confirmation. The lower of the two amounts will always be applied.

Still unsure?

The FinanceScout24 advisory team will be happy to assist you at +41 58 219 89 05.

Personal consultation Go to FAQ

Do you still have questions?

Can I take out loan instalment insurance later?

It is not possible to take out insurance retroactively if your loan agreement is already active.

Where and how can I take out the insurance?

You can take out Belsura Credit Insurance exclusively through FinanceScout24. Simply register here or contact the FinanceScout24 advisory team by phone at +41 58 219 89 05.

Does the insurance cover self-employed individuals?

Currently, the insurance is only available for employees.

What should I do in the event of a claim?

If an insured event occurs, it must be reported immediately (no later than 14 days after the event, or within 30 days in case of death). The claim should be reported as follows:

Immediate notification of the claim.
Follow the instructions on belsura.ch or call the following number +41 43 543 81 80.
Submit the required documents and complete a claim form.

What if my loan agreement changes?

You must inform Belsura immediately if:

Something happens that causes your insurance coverage to end. In this case, the contract will be terminated at the time of the event. Depending on the situation, a new contract may be issued.
Regular payments are no longer due.
Regular payments change, for example, if the amount of your personal loan increases or decreases.

In these cases, please contact service@belsura.ch immediately or send a letter to:

Belsura c/o TONI Digital Insurance Solutions AG
Seefeldstrasse 5A
CH-8008 Zurich

Where can I get Belsura Credit Insurance?

Exclusively at FinanceScout24: Simply contact our loan advisory team – you will receive a free and non-binding consultation and can take out the insurance if needed.

Send us your request via email

Call us at +41 43 543 81 80

Personal consultation To the advisory team

The Belsura Credit Insurance